Long-term care insurance has gotten a bad rap lately. People claim it is too costly, and that they'll be better off relying on Medicare and retirement savings when the time comes. However, everyone must remember Medicare will not pay for long term care! If a person is...
When people begin aging, they must consider what kind of care they would like to receive once they are unable to live independently. One option is home care. This is when an aide comes to a person's home to assist in taking care of basic needs such as bathing,...
One of the most valuable documents a person in New Jersey can include in their estate plan is a durable power of attorney. In this document, a person can select someone who will make financial decisions on the person's behalf should the person be physically or...
When it comes to end of life issues, many people are in denial and do not consider their options and thus the medical profession may exercise extra ordinary measures to keep you alive. A person must exercise their legal right to their end of life issues while they are...
Many middle-aged adults in New Jersey these days find themselves part of the "sandwich generation" -- raising children while simultaneously caring for their aging parents. While these may be acts of love, it does take money. An elderly individual may have medical...
If you have recently been diagnosed with Alzheimer's or another form of dementia, you may be grieving and feeling overwhelmed. There is a lot you need to do, and you are unsure how much time you have to do it. One of your concerns might be whether you can still do...
Many people in East Hanover may be planning for the fact that they may eventually need to enter a nursing home. While they may put a lot of thought into which facility would provide them with the best quality of care, they also will have to consider how they will pay...
New Jersey parents of children with disabilities love their children and want to provide them with the best care possible. They may rely on government benefits to assist in meeting their child's health care and life needs. But, as parents age, they may have concerns...
Many people in New Jersey rely on the availability of Medicaid services to allow them to pay for their health care both now or in the future. However, the U.S. Centers for Medicare & Medicaid Services has issued guidelines regarding states' rights to make it...
As people in New Jersey reach their elder years, living alone becomes more difficult. People who were once able to live independently now may find that they need assistance taking care of themselves and their homes. Some people may even need in-home health care. It...
