It seems like you can’t watch television for more than half an hour during the day without seeing at least one ad for reverse mortgage loans. Many older people who’ve lived in their homes for many years choose to get a reverse mortgage because it can provide them with...
Not everyone can qualify for Medicaid right away. New Jersey has strict income and asset limitations on the program. Only those with real financial need can typically count on Medicaid benefits. Others may have to wait months for benefits if they incur a penalty when...
If you are getting older, something you’ll want to include in your estate plan is your choice of a guardian or conservator in the case that you are unable to care for yourself or take care of your financial needs. Usually, you do this by setting up your power of...
Creating a special needs trust lets you feel certain that your loved one will have the support they need after you die. However, it can take tens of thousands of dollars to help someone live independently when they have special needs. Those without that much money in...
