As our nation's population ages, more and more people will need care in their older years. Whether they choose in-home care, an assisted living facility or a traditional nursing home, paying for such care can easily exhaust a person's financial resources and nest egg....
In New Jersey, there are steps a person must take before they can legally qualify as guardian of a person's estate. Once they qualify as guardian of the estate, there are certain things they must do. This post will provide a brief overview of this topic. However, it...
In theory, drawing up a will is a great idea. After all, it is a way to plan for who gets your assets after you die. You have cared for a house or car for years and do not want to see your time and hard work go to waste with someone who might not appreciate the...
Long-term care insurance has gotten a bad rap lately. People claim it is too costly, and that they'll be better off relying on Medicare and retirement savings when the time comes. However, everyone must remember Medicare will not pay for long term care! If a person is...
When people begin aging, they must consider what kind of care they would like to receive once they are unable to live independently. One option is home care. This is when an aide comes to a person's home to assist in taking care of basic needs such as bathing,...
One of the most valuable documents a person in New Jersey can include in their estate plan is a durable power of attorney. In this document, a person can select someone who will make financial decisions on the person's behalf should the person be physically or...
