For many members of the Baby Boomer generation, the goal has always been a comfortable retirement. They assumed they would be able to pay for long-term care and medical assistance if needed. Many have spent decades saving for retirement or earning pension plans to...
Care Planning
At what age should adults address long-term care planning?
Long-term care planning helps adults prepare for certain tough challenges that may arise in the future, yet many people delay addressing this need until they reach their senior years. While it might seem like a concern for later in life, starting long-term care...
Considerations for finding a memory care facility
Memory care facilities provide valuable assistance for individuals who are in a vulnerable position. The residents of these facilities are dealing with conditions like Alzheimer’s and dementia, so they need a lot of extra care. They count on the staff members to help...
What is frontotemporal dementia?
Unlike its better-known counterpart, Alzheimer’s, frontotemporal dementia (FTD) has only recently started to make the news. That’s largely in part due to the openness of Hollywood icon Bruce Willis and his family following his diagnosis with the disease....
Preparing for assisted living
Transitioning to assisted living often brings many emotions for individuals and their families. It marks the beginning of a new chapter that, while offering a supportive living environment, also calls for significant adjustments. Preparation in terms of finances and...
How much will a nursing home really cost?
Financial planning for the future is incredibly important. This is especially true when you try to factor in medical care or the need for long-term care. This is something that most people are going to have to consider at one point or another. But what you’ll find is...
How can you reduce assets?
If you’re planning to use Medicaid benefits as a way to get the care that you need as you age, it may be necessary to reduce the amount of assets that you have. You’ll need to meet various limits concerning assets and income before you will qualify for these benefits....
What are the long-term care options for your elder loved one?
When your parents or grandparents reach their elder years, their daily needs will likely change. Where once they could care for themselves, they may now require assistance. Left alone, some senior citizens face dangers such as falling or forgetting to take their...
Do you know what it will cost you to live in a nursing home?
Many people understand that they will likely someday spend months or even years in a nursing home or assisted living facility. They know that they're going to need that type of medical care. They may hope to put this off for as long as they can, but it is somewhere in...
What does a health care surrogate do?
A health care surrogate is the person you authorize to make medical decisions for you when you become incapacitated. The authorization is done via a health care designation, a legal document that appoints a person to become a surrogate. You should discuss your...