When a family member has special needs or is disabled, your top concern is ensuring they are always loved, cared for and safe. After all, you cannot always be there to take care of them yourself. Through estate planning, you can put many concerns to rest, but it is...
Your sister has always been special to you. When you were 16, your mother got pregnant. A little less than a year later, you were holding your little sister for the first time. You thought she was amazing, even though she had cerebral palsy. Today, she still struggles...
When you establish a special needs trust, one of the most important decisions you make is your choice of trustee. Because they will have a great deal of power over the assets you place in trust, you want to select someone that you can rely on. What questions should...
Some people in New Jersey plan carefully for the care they will need in their old age, but others may find their health has deteriorated quickly and they are in immediate need of services. According to the U.S. Department of Health and Human Services, on average a...
Special needs trusts are a vehicle that protects assets that can be used to pay for certain needs of a disabled beneficiary. Gifts to the beneficiary, funds from a legal settlement and life insurance proceeds can all be part of a special needs trust. There are several...
Some people in New Jersey may plan on relying on savings, home equity or Medicaid resources to pay for a stay in a nursing home in their old age. However, according to recent research, if the cost of senior housing continues to rise at its current trajectory, by 2029...
Parents of special needs children in New Jersey are often grateful for every moment they have with their child. However, they may understand that their child will need life-long care, and, thus, may be worried about what will happen to their child once they are no...
Many people in New Jersey find themselves having to care for their aging parents, even if they are still working themselves. It can be difficult to find a work-life balance when you are a caregiver. However, there are legal options that may help people care for aging...
Many people in New Jersey rely on Medicaid to pay for their long-term care needs. However, not everyone is optimistic that government benefits will be available in the future. Pew Research polled 2,524 people regarding who should be paying for long-term care 30 years...
When a person in New Jersey has a disabled loved one, they want to ensure that their loved one's medical care needs are met. Sometimes, a disabled individual qualifies for government benefits, but these benefits may not be enough to cover all aspects of their care....
