Medicare and Medicaid
The difference between Medicare and
Medicaid is important to understand as loved ones
reach the age and condition to begin relying on these
programs. The Medicaid attorneys at McHugh & Macri offer these simple
definitions. Medicare is public health insurance, provided
through Social Security, which pays for "medically
necessary" health care but not for long-term care.
Medicaid, on the other hand, can pay for long-term nursing
home care, but requires you to financially qualify.
In New Jersey, it is important that you plan ahead by using
a Medicare and Medicaid Planning Attorney. Contact
our Medicaid lawyers to answer your questions.
NJ Medicaid Attorneys Make It Easy
Our Medicaid attorneys understand that
placing a loved one in a nursing facility or planning for
such placement is a difficult and stressful experience. Many
families mistakenly believe that Medicare will cover their
loved one’s long-term care expenses. They are shocked to
learn that they were mistaken, as Medicare will only cover
short-term hospital, rehabilitation and therapy care up to
100 days.
Long-term care in a nursing home can be quite costly, and
few families can afford this huge expense. In looking to
Medicaid for assistance, it is important to retain the
services of NJ Medicaid lawyers such as McHugh & Macri to
navigate the crucial and complicated maze of the
Medicaid planning process.
Medicaid
consists of confusing rules and regulations. Having
a Medicaid planning attorney who is knowledgeable of the
eligibility requirements and qualification techniques can
make this overwhelming situation more manageable.
Let our Medicaid attorneys help plan
for you. Although many may be
told that they must “spend down” their entire "nest egg" before
they are eligible for Medicaid benefits, our Medicaid
planning attorneys can provide planning options to avoid
healthcare impoverishment and still qualify for
Medicaid. Medicaid Planning Attorneys Understand
The Process so You Don’t Have To
Medicaid eligibility rules are very
confusing and ambiguous. It is imperative that this planning
is done with a qualified elder law and Medicaid lawyer, such
as McHugh & Macri, to help ensure that the outcomes are
satisfactory for your family’s particular situation. Waiting
only increases the risk of overspending and deteriorating
your family’s security.
If you are uncertain of the
qualifications or would like to plan for the uncertain
future, contact the NJ Medicaid Planning Attorneys at McHugh & Macri.
It’s time to be prepared. |