<?xml version="1.0" encoding="UTF-8"?>
<!-- This sitemap was dynamically generated on May 26, 2026 at 11:02 pm by All in One SEO v4.9.1.1 - the original SEO plugin for WordPress. -->

<?xml-stylesheet type="text/xsl" href="https://www.mchughandmacri.com/default-sitemap.xsl?sitemap=root"?>
<urlset
	xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
	xmlns:xhtml="http://www.w3.org/1999/xhtml"
	xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/]]></loc>
		<lastmod><![CDATA[2026-02-13T07:25:24+00:00]]></lastmod>
		<changefreq><![CDATA[always]]></changefreq>
		<priority><![CDATA[1]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/banner-home.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/08/m1.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/08/iStock-174978580.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/badge2.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/super-lawyer-10.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/10/avvo.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/top-100-new-jersey.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/super-lawyer.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/03/badge-sl.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/04/badge.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/08/attbg.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/attr-Vincent-N-Macri-o.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/attr-Richard-J-Lutz-Jr-o.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/attr-Adrienne-J-Burke-o.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/03/attr-Vincent-G-Macri.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/super-lawyer-10.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/top-100-new-jersey.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/super-lawyer.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/03/badge-sl.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/04/badge.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/06/avvo-badge.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/06/AV-Preeminent-IMG.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2023/06/sl-2022.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2023/06/sl-2023.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2024/11/mybadge-2024.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2023/06/sl-rising-stars.png]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/05/who-may-serve-as-a-new-jersey-conservator-or-guardian/]]></loc>
		<lastmod><![CDATA[2026-05-27T01:14:35+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/05/who-files-tax-returns-during-estate-administration/]]></loc>
		<lastmod><![CDATA[2026-05-19T10:29:00+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/05/when-should-you-consider-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2026-05-18T09:43:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/04/what-medicaid-spend-down-means-for-new-jersey-families/]]></loc>
		<lastmod><![CDATA[2026-04-30T15:43:25+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/04/how-do-you-obtain-guardianship-of-a-parent-with-dementia/]]></loc>
		<lastmod><![CDATA[2026-04-27T09:27:13+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/04/why-trusts-are-helpful-for-your-asset-preservation-plan/]]></loc>
		<lastmod><![CDATA[2026-04-08T08:37:00+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/03/what-taxes-apply-when-passing-assets-to-your-children/]]></loc>
		<lastmod><![CDATA[2026-03-23T11:20:18+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/03/what-are-your-options-if-a-family-member-refuses-guardianship/]]></loc>
		<lastmod><![CDATA[2026-03-12T13:40:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/03/options-for-funding-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2026-03-05T19:43:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/02/can-testators-protect-their-beneficiaries-from-inheritance-taxes/]]></loc>
		<lastmod><![CDATA[2026-02-17T08:23:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/02/is-long-term-care-insurance-the-only-long-term-care-plan-you-need/]]></loc>
		<lastmod><![CDATA[2026-02-07T18:51:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/attorney/adrienne-j-burke/]]></loc>
		<lastmod><![CDATA[2026-02-04T09:30:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2025/09/burke_adrienne_j-1.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/banner.jpg]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/attorney/richard-j-lutz-jr/]]></loc>
		<lastmod><![CDATA[2026-02-04T09:30:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2025/09/lutz_richard_j_jr.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/banner.jpg]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/attorney/vincent-g-macri/]]></loc>
		<lastmod><![CDATA[2026-02-04T09:30:05+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2025/09/macri_vincent_g-1.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/banner.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2025/09/CELA_badge.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/03/badge-sl.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2023/06/sl-2022.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2023/06/sl-2023.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2024/11/mybadge-2024.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2025/09/mybadge.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2023/06/sl-rising-stars.png]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/attorney/vincent-n-macri/]]></loc>
		<lastmod><![CDATA[2026-02-04T09:29:36+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2025/09/macri_vincent_n-1.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/banner.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/super-lawyer.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/top-100-new-jersey.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/07/super-lawyer-10.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/04/badge.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2020/10/avvo.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/06/avvo-badge.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/06/AV-Preeminent-IMG.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2021/06/AV-Preeminent.png]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/01/how-to-file-for-guardianship-of-a-family-member-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2026-01-28T19:15:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/01/does-social-security-affect-medicaid-eligibility/]]></loc>
		<lastmod><![CDATA[2026-01-15T15:10:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2026/01/the-homes-of-elder-adults-need-protection-in-their-golden-years/]]></loc>
		<lastmod><![CDATA[2026-01-15T11:56:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/12/common-mistakes-to-avoid-when-setting-up-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2025-12-22T14:10:49+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/12/3-ways-conservatorships-can-help-to-protect-older-adults/]]></loc>
		<lastmod><![CDATA[2025-12-11T16:53:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/11/the-importance-of-limiting-special-needs-trust-distributions/]]></loc>
		<lastmod><![CDATA[2025-11-24T20:30:32+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/11/when-should-adults-begin-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2025-11-19T21:03:42+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/11/why-long-term-care-medicaid-benefits-can-undermine-a-legacy/]]></loc>
		<lastmod><![CDATA[2025-11-19T17:34:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/11/3-ways-to-limit-powers-of-attorney-for-better-protection/]]></loc>
		<lastmod><![CDATA[2025-11-07T14:08:59+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/10/the-differences-between-involuntary-and-voluntary-guardianships/]]></loc>
		<lastmod><![CDATA[2025-10-20T13:00:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/10/what-are-the-duties-of-a-new-jersey-estate-executor/]]></loc>
		<lastmod><![CDATA[2025-10-07T10:14:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/09/medicaid-planning-in-an-uncertain-economy/]]></loc>
		<lastmod><![CDATA[2025-09-30T21:06:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/09/what-is-a-spendthrift-trust/]]></loc>
		<lastmod><![CDATA[2025-09-22T19:43:37+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/09/what-is-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[2025-09-07T09:47:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/08/what-happens-if-the-medicaid-long-term-care-penalty-applies/]]></loc>
		<lastmod><![CDATA[2025-08-24T15:34:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/08/why-you-need-more-than-a-will/]]></loc>
		<lastmod><![CDATA[2025-08-15T19:23:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/08/fraud-could-expose-the-need-for-a-conservatorship/]]></loc>
		<lastmod><![CDATA[2025-08-04T21:10:35+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/08/how-can-charitable-giving-be-part-of-my-asset-protection-plan/]]></loc>
		<lastmod><![CDATA[2025-08-01T10:19:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/07/can-you-leave-your-home-to-multiple-beneficiaries/]]></loc>
		<lastmod><![CDATA[2025-07-17T15:45:15+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/06/understanding-the-high-costs-of-long-term-care-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2025-06-29T07:51:16+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/06/how-older-adults-can-protect-their-homes-and-assets/]]></loc>
		<lastmod><![CDATA[2025-06-06T21:08:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/05/does-new-jersey-collect-an-estate-tax/]]></loc>
		<lastmod><![CDATA[2025-05-29T22:21:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/05/can-long-term-care-insurance-help-older-adults/]]></loc>
		<lastmod><![CDATA[2025-05-26T03:16:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/05/use-generational-wealth-transfer-strategies-effectively/]]></loc>
		<lastmod><![CDATA[2025-05-19T12:18:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/04/3-common-funding-options-for-special-needs-trusts/]]></loc>
		<lastmod><![CDATA[2025-05-01T02:32:10+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/seminar/]]></loc>
		<lastmod><![CDATA[2025-04-18T20:25:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2025/04/attimage.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2025/04/hightower.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2025/04/QRcodenew.jpg]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/04/incapacitation-is-a-key-component-of-guardianship/]]></loc>
		<lastmod><![CDATA[2025-04-17T12:18:16+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/04/2-tactics-for-estate-plan-updates/]]></loc>
		<lastmod><![CDATA[2025-04-02T18:44:17+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/cases-awards/]]></loc>
		<lastmod><![CDATA[2025-04-02T07:30:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2019/07/Top20Attorney20Award202008.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2019/07/Top20Attorney20Award202009.jpg]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/privacy/]]></loc>
		<lastmod><![CDATA[2025-03-31T12:24:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/03/how-older-adults-can-keep-financial-resources-out-of-probate/]]></loc>
		<lastmod><![CDATA[2025-03-28T01:40:10+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/03/how-gifting-can-help-those-planning-for-estate-taxes/]]></loc>
		<lastmod><![CDATA[2025-03-15T23:11:15+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/03/what-does-it-mean-to-have-an-asset-preservation-strategy/]]></loc>
		<lastmod><![CDATA[2025-03-06T03:06:14+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/02/guardianship-vs-special-needs-trusts-what-families-need-to-know/]]></loc>
		<lastmod><![CDATA[2025-02-18T16:18:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/02/older-adults-generally-cant-pay-out-of-pocket-for-long-term-care/]]></loc>
		<lastmod><![CDATA[2025-02-07T00:32:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/02/legal-tools-that-safeguard-the-assets-of-elders/]]></loc>
		<lastmod><![CDATA[2025-02-04T15:35:50+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/01/factors-to-consider-when-choosing-a-memory-care-facility/]]></loc>
		<lastmod><![CDATA[2025-01-21T12:24:49+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2025/01/long-term-care-costs-are-increasing-quickly/]]></loc>
		<lastmod><![CDATA[2025-01-08T17:57:55+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/12/are-guardianships-and-conservatorships-different/]]></loc>
		<lastmod><![CDATA[2024-12-20T14:39:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/12/why-do-people-plan-for-medicaid-eligibility-before-they-retire/]]></loc>
		<lastmod><![CDATA[2024-12-11T20:28:00+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/12/3-ways-to-protect-your-assets-via-estate-planning/]]></loc>
		<lastmod><![CDATA[2024-12-04T17:47:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/11/types-of-conservatorship-and-how-they-affect-your-duties/]]></loc>
		<lastmod><![CDATA[2024-11-26T07:17:57+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/11/at-what-age-should-adults-address-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[2024-11-10T23:03:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/10/why-are-elderly-people-more-vulnerable-to-financial-abuse/]]></loc>
		<lastmod><![CDATA[2024-10-28T03:40:17+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/10/what-to-know-if-youre-including-your-caregiver-in-your-will/]]></loc>
		<lastmod><![CDATA[2024-10-11T15:15:13+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/10/the-home-of-a-medicaid-beneficiary-is-at-risk-after-they-die/]]></loc>
		<lastmod><![CDATA[2024-10-02T15:15:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/09/medicaid-planning-if-you-own-a-vacation-home/]]></loc>
		<lastmod><![CDATA[2024-09-30T12:02:37+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/09/what-exactly-is-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2024-09-16T14:15:25+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/08/how-much-does-a-nursing-home-cost/]]></loc>
		<lastmod><![CDATA[2024-08-26T20:13:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/08/advance-directives-proxy-or-instructive/]]></loc>
		<lastmod><![CDATA[2024-08-10T19:04:35+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/07/what-makes-a-durable-power-of-attorney-different/]]></loc>
		<lastmod><![CDATA[2024-07-28T23:37:49+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/07/passing-your-home-to-an-heir-what-are-the-options/]]></loc>
		<lastmod><![CDATA[2024-07-24T17:24:35+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/07/how-does-an-irrevocable-trust-protect-assets/]]></loc>
		<lastmod><![CDATA[2024-07-15T15:34:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/06/5-myths-about-assisted-living/]]></loc>
		<lastmod><![CDATA[2024-06-23T16:57:10+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/06/is-your-elderly-relative-struggling-with-money-management/]]></loc>
		<lastmod><![CDATA[2024-06-12T21:27:28+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/06/a-new-rule-may-help-more-older-adults-qualify-for-ssi/]]></loc>
		<lastmod><![CDATA[2024-06-03T17:26:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/05/how-to-use-a-power-of-attorney-for-long-term-healthcare/]]></loc>
		<lastmod><![CDATA[2024-05-26T23:36:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/05/3-tips-to-help-you-find-a-suitable-nursing-home/]]></loc>
		<lastmod><![CDATA[2024-05-20T15:31:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/05/considerations-for-finding-a-memory-care-facility/]]></loc>
		<lastmod><![CDATA[2024-05-07T09:36:42+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/04/is-guardianship-right-for-your-aging-parents/]]></loc>
		<lastmod><![CDATA[2024-04-26T23:44:44+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/04/understanding-the-different-stages-of-alzheimers/]]></loc>
		<lastmod><![CDATA[2024-04-12T16:45:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/04/preparing-to-provide-care-for-your-aging-loved-ones/]]></loc>
		<lastmod><![CDATA[2024-04-02T15:05:17+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/03/what-is-frontotemporal-dementia/]]></loc>
		<lastmod><![CDATA[2024-03-26T14:30:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/03/how-you-can-help-an-aging-parent-from-a-distance/]]></loc>
		<lastmod><![CDATA[2024-03-17T20:45:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/02/is-social-security-going-to-run-out/]]></loc>
		<lastmod><![CDATA[2024-02-29T15:01:02+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/02/4-ways-a-healthcare-proxy-can-make-your-golden-years-easier/]]></loc>
		<lastmod><![CDATA[2024-02-14T15:39:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/02/aging-in-place-may-require-medicaid-coverage/]]></loc>
		<lastmod><![CDATA[2024-02-14T03:08:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/intake-form-iv/]]></loc>
		<lastmod><![CDATA[2024-02-13T10:19:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2019/07/formRequired-2.gif]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2019/07/formDisclaimer-1.gif]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/08/how-getting-a-reverse-mortgage-will-affect-your-heirs/]]></loc>
		<lastmod><![CDATA[2024-02-13T10:08:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/fee-free-consultation-form/]]></loc>
		<lastmod><![CDATA[2024-02-13T10:06:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/02/choosing-a-medical-agent-through-a-power-of-attorney/]]></loc>
		<lastmod><![CDATA[2024-02-01T15:10:44+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/01/safeguarding-your-digital-assets-as-part-of-your-estate-plan/]]></loc>
		<lastmod><![CDATA[2024-01-19T18:25:41+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/east-hanover-elder-law-office/]]></loc>
		<lastmod><![CDATA[2024-01-09T07:08:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2024/01/you-can-pass-this-major-asset-without-a-will/]]></loc>
		<lastmod><![CDATA[2024-01-03T15:39:05+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/12/is-long-term-care-insurance-a-solution-for-medical-expenses/]]></loc>
		<lastmod><![CDATA[2023-12-20T15:27:36+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/12/this-estate-planning-tool-can-help-to-protect-adults-from-guardianship/]]></loc>
		<lastmod><![CDATA[2023-12-14T14:22:02+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/12/nursing-home-costs-see-the-largest-spike-in-over-two-decades/]]></loc>
		<lastmod><![CDATA[2023-12-05T19:13:32+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/attorneys/]]></loc>
		<lastmod><![CDATA[2023-11-30T10:44:50+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2019/07/eldercare-lawyer-Vincent-Macri5B15D.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2019/07/rich5B15D.jpg]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2021/09/Adrienne-Burke.png]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://3243406.findlaw2.flsitebuilder.com/wp-content/uploads/sites/1200471/2021/03/macri_g_vincent.jpg]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/11/medicaids-five-year-look-back-program/]]></loc>
		<lastmod><![CDATA[2023-11-21T13:36:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/11/tips-for-discussing-your-estate-plan-with-your-family/]]></loc>
		<lastmod><![CDATA[2023-11-07T13:03:17+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/10/important-information-about-a-medicaid-spend-down/]]></loc>
		<lastmod><![CDATA[2023-10-25T15:31:33+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/10/what-families-risk-when-they-put-off-seeking-a-guardianship/]]></loc>
		<lastmod><![CDATA[2023-10-10T11:23:59+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/10/preparing-for-assisted-living/]]></loc>
		<lastmod><![CDATA[2023-10-05T10:16:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/09/can-a-prior-divorce-affect-social-security-retirement-benefits/]]></loc>
		<lastmod><![CDATA[2023-09-27T15:16:28+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/09/common-mistakes-to-avoid-when-planning-for-medicaid/]]></loc>
		<lastmod><![CDATA[2023-09-05T11:12:25+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/08/3-things-to-know-about-irrevocable-trusts/]]></loc>
		<lastmod><![CDATA[2023-08-24T02:14:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/08/how-much-can-medicaid-take-from-someones-estate/]]></loc>
		<lastmod><![CDATA[2023-08-04T06:02:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/07/how-much-will-a-nursing-home-really-cost/]]></loc>
		<lastmod><![CDATA[2023-07-31T08:35:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/07/what-does-your-special-needs-loved-one-really-want/]]></loc>
		<lastmod><![CDATA[2023-07-14T15:27:49+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/07/how-to-talk-to-your-elder-parents-about-advance-directives/]]></loc>
		<lastmod><![CDATA[2023-07-10T12:07:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/06/should-you-hire-a-home-health-aid-for-your-senior-loved-one/]]></loc>
		<lastmod><![CDATA[2023-06-19T14:46:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/06/is-it-too-soon-to-make-an-estate-plan/]]></loc>
		<lastmod><![CDATA[2023-06-06T09:55:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/06/2-signs-you-need-to-appoint-a-guardian-for-your-aging-parent/]]></loc>
		<lastmod><![CDATA[2023-06-02T19:16:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/05/what-does-it-mean-to-be-a-guardian-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2023-05-22T16:19:52+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/05/guardianship-vs-conservatorship-whats-the-difference/]]></loc>
		<lastmod><![CDATA[2023-05-17T20:31:55+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/04/government-impersonation-schemes-can-cost-the-elderly-millions/]]></loc>
		<lastmod><![CDATA[2023-04-28T15:54:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/04/what-can-a-guardian-do-for-your-elderly-relative/]]></loc>
		<lastmod><![CDATA[2023-04-22T23:56:55+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/04/why-have-an-attorney-help-with-your-medicaid-application/]]></loc>
		<lastmod><![CDATA[2023-04-12T20:16:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/04/how-to-talk-to-your-parent-about-guardianship/]]></loc>
		<lastmod><![CDATA[2023-04-06T20:41:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/03/3-things-to-know-about-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2023-03-27T17:44:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/03/4-questions-you-should-ask-your-parents-about-their-estate-plan/]]></loc>
		<lastmod><![CDATA[2023-03-08T19:00:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/02/my-long-term-medicaid-claim-has-been-denied-what-do-i-do/]]></loc>
		<lastmod><![CDATA[2023-02-22T22:48:21+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/02/how-can-you-reduce-assets/]]></loc>
		<lastmod><![CDATA[2023-02-16T17:27:52+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/02/why-planning-for-medical-expenses-is-so-critical/]]></loc>
		<lastmod><![CDATA[2023-02-07T19:49:18+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/01/questions-to-ask-yourself-when-estate-planning-for-special-needs/]]></loc>
		<lastmod><![CDATA[2023-01-27T04:09:32+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/01/financial-power-of-attorney-and-nursing-home-care/]]></loc>
		<lastmod><![CDATA[2023-01-10T15:13:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2023/01/does-a-trust-protect-assets-from-medicaid/]]></loc>
		<lastmod><![CDATA[2023-01-09T22:38:53+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/12/does-your-elderly-loved-one-need-a-guardian/]]></loc>
		<lastmod><![CDATA[2022-12-14T00:47:21+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/12/a-fixed-income-could-put-your-home-at-risk/]]></loc>
		<lastmod><![CDATA[2022-12-13T22:03:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/11/these-costs-tend-to-go-up-when-you-retire/]]></loc>
		<lastmod><![CDATA[2022-11-26T01:14:50+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/11/scams-that-target-elderly-individuals/]]></loc>
		<lastmod><![CDATA[2022-11-16T20:27:25+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/10/3-options-for-transferring-financial-assets-to-your-heirs/]]></loc>
		<lastmod><![CDATA[2022-10-30T17:01:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/10/is-a-home-health-aide-cheaper/]]></loc>
		<lastmod><![CDATA[2022-10-17T16:48:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/10/medicaid-planning-protects-you-and-the-people-you-love/]]></loc>
		<lastmod><![CDATA[2022-10-08T15:49:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/10/why-guardianship-often-isnt-the-best-alternative/]]></loc>
		<lastmod><![CDATA[2022-10-01T18:34:17+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/09/tips-to-plan-for-your-aging-parents-future/]]></loc>
		<lastmod><![CDATA[2022-09-19T20:11:37+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/08/the-cost-of-elder-care-keeps-going-up/]]></loc>
		<lastmod><![CDATA[2022-09-01T03:13:28+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/contact-us/]]></loc>
		<lastmod><![CDATA[2022-08-25T10:27:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/faqs-answers/]]></loc>
		<lastmod><![CDATA[2022-08-25T10:24:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/retirement-planning/]]></loc>
		<lastmod><![CDATA[2022-08-25T07:11:25+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/power-of-attorney/]]></loc>
		<lastmod><![CDATA[2022-08-25T06:59:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/veterans-va-benefits/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:43:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/trust-planning/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:41:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/do-it-yourself-probate/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:32:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/probate-litigation/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:30:36+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/probate-administration/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:29:02+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/medicaid-overview/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:27:05+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/medicaid-applications/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:26:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/guardianship-conservatorship/]]></loc>
		<lastmod><![CDATA[2022-08-23T11:23:49+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/08/is-your-elderly-relative-falling-into-debt/]]></loc>
		<lastmod><![CDATA[2022-08-22T15:50:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/08/is-a-medicaid-nursing-home-inferior/]]></loc>
		<lastmod><![CDATA[2022-08-09T21:44:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/08/signs-you-need-to-get-a-guardian-for-your-elderly-parent/]]></loc>
		<lastmod><![CDATA[2022-08-03T19:16:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/07/the-real-reason-you-need-to-plan-ahead-for-medicaid-benefits/]]></loc>
		<lastmod><![CDATA[2022-07-20T02:13:13+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/07/how-does-elder-law-protect-you-as-an-elder-or-an-aging-relative/]]></loc>
		<lastmod><![CDATA[2022-07-05T18:55:18+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/06/what-are-the-long-term-care-options-for-your-elder-loved-one/]]></loc>
		<lastmod><![CDATA[2022-06-20T14:23:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/06/should-you-put-your-home-in-a-trust/]]></loc>
		<lastmod><![CDATA[2022-06-03T20:12:07+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/06/who-do-you-need-to-name-as-your-medical-power-of-attorney/]]></loc>
		<lastmod><![CDATA[2022-06-02T17:40:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/05/what-to-consider-when-choosing-a-guardian-for-an-elderly-person/]]></loc>
		<lastmod><![CDATA[2022-05-25T18:23:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/05/do-you-need-to-put-everything-in-your-will/]]></loc>
		<lastmod><![CDATA[2022-05-23T19:42:42+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/04/2-reasons-to-consider-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2022-04-28T23:00:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/04/elders-can-be-victims-of-financial-abuse/]]></loc>
		<lastmod><![CDATA[2022-04-14T22:59:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/04/can-you-claim-social-security-as-a-widow-or-divorcee/]]></loc>
		<lastmod><![CDATA[2022-04-08T22:15:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/03/why-consider-a-medicaid-asset-protection-trust/]]></loc>
		<lastmod><![CDATA[2022-03-31T19:37:21+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/03/tips-for-choosing-the-right-nursing-home/]]></loc>
		<lastmod><![CDATA[2022-03-18T18:05:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/03/3-reasons-older-adults-may-need-to-move-into-nursing-homes/]]></loc>
		<lastmod><![CDATA[2022-03-04T17:58:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/02/choosing-the-right-conservator-things-to-consider/]]></loc>
		<lastmod><![CDATA[2022-02-21T18:58:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/02/your-debts-can-prevent-you-from-leaving-an-inheritance-for-family/]]></loc>
		<lastmod><![CDATA[2022-02-10T18:33:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/02/establishing-a-guardianship-for-your-children-things-to-consider/]]></loc>
		<lastmod><![CDATA[2022-02-04T19:48:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/01/what-can-guardianship-do-for-your-elderly-relative/]]></loc>
		<lastmod><![CDATA[2022-01-22T18:36:25+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2022/01/is-it-time-to-discuss-estate-planning-with-your-aging-parent/]]></loc>
		<lastmod><![CDATA[2022-01-07T18:57:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/12/hoping-to-age-in-place-here-are-2-things-to-consider/]]></loc>
		<lastmod><![CDATA[2021-12-23T15:05:21+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/12/will-medicaid-cover-the-cost-of-nursing-home-care/]]></loc>
		<lastmod><![CDATA[2021-12-08T20:33:50+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/12/do-you-know-what-it-will-cost-you-to-live-in-a-nursing-home/]]></loc>
		<lastmod><![CDATA[2021-12-07T03:35:30+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/11/how-the-medicaid-look-back-period-works/]]></loc>
		<lastmod><![CDATA[2021-11-22T16:30:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/11/what-does-a-health-care-surrogate-do/]]></loc>
		<lastmod><![CDATA[2021-11-08T21:09:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/10/helping-your-loved-one-with-the-transition-into-assisted-living/]]></loc>
		<lastmod><![CDATA[2021-10-25T16:22:15+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/10/understanding-new-jersey-laws-regarding-special-needs-trusts/]]></loc>
		<lastmod><![CDATA[2021-10-11T00:57:02+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/10/address-your-estate-plan-if-you-have-early-onset-dementia/]]></loc>
		<lastmod><![CDATA[2021-10-07T17:15:53+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/09/a-guardianship-can-ensure-that-a-loved-one-gets-proper-health-care/]]></loc>
		<lastmod><![CDATA[2021-09-27T18:08:37+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/09/the-skyrocketing-costs-of-caring-for-americas-elderly/]]></loc>
		<lastmod><![CDATA[2021-09-14T18:49:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/]]></loc>
		<lastmod><![CDATA[2021-09-09T09:21:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/firm-overview/]]></loc>
		<lastmod><![CDATA[2021-09-09T09:18:23+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/08/what-does-medicaid-estate-recovery-mean-for-your-new-jersey-home/]]></loc>
		<lastmod><![CDATA[2021-08-17T01:07:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/08/what-is-the-difference-between-a-guardianship-or-conservatorship/]]></loc>
		<lastmod><![CDATA[2021-08-06T22:07:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/08/what-assets-can-you-use-to-fund-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2021-08-02T23:03:39+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/07/how-far-ahead-do-you-need-to-plan-to-apply-for-medicaid/]]></loc>
		<lastmod><![CDATA[2021-07-19T20:04:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/07/2-times-your-estate-may-not-have-assets-left-for-your-loved-ones/]]></loc>
		<lastmod><![CDATA[2021-07-02T21:18:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/06/am-i-exempt-from-paying-inheritance-tax-in-the-garden-state/]]></loc>
		<lastmod><![CDATA[2021-06-18T19:44:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/06/how-long-is-the-standard-nursing-home-stay/]]></loc>
		<lastmod><![CDATA[2021-06-08T00:57:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/06/think-twice-before-funding-an-incentive-trust/]]></loc>
		<lastmod><![CDATA[2021-06-04T23:29:23+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/05/how-can-a-special-needs-trust-be-used/]]></loc>
		<lastmod><![CDATA[2021-05-20T17:32:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/05/what-is-an-advance-directive/]]></loc>
		<lastmod><![CDATA[2021-05-07T19:12:55+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/04/is-a-trust-an-ideal-part-of-your-asset-protection-plan/]]></loc>
		<lastmod><![CDATA[2021-04-29T22:52:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/04/having-the-difficult-discussions-about-aging/]]></loc>
		<lastmod><![CDATA[2021-04-28T19:37:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:38:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/probate-litigation-probate-administration-and-will-contests/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:38:07+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/medicaid-planning/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:28:21+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/wills-estate-planning/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:24:59+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/medicaid-appeals/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:22:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/living-will/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:22:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/top-10-medicaid-mistakes/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:21:36+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/elder-care-asset-protection/]]></loc>
		<lastmod><![CDATA[2021-04-21T06:20:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/04/how-much-will-long-term-care-really-cost/]]></loc>
		<lastmod><![CDATA[2021-04-15T14:12:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/04/why-use-a-legal-power-of-attorney/]]></loc>
		<lastmod><![CDATA[2021-04-03T19:59:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/03/by-planning-ahead-you-may-be-able-to-protect-your-home/]]></loc>
		<lastmod><![CDATA[2021-03-24T20:38:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/03/can-a-new-jersey-guardianship-protect-your-elderly-loved-one-from-becoming-a-fraud-victim/]]></loc>
		<lastmod><![CDATA[2021-03-22T16:10:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/03/why-planning-for-retirement-is-more-crucial-than-ever/]]></loc>
		<lastmod><![CDATA[2021-03-08T21:10:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/02/what-is-spousal-impoverishment-protection/]]></loc>
		<lastmod><![CDATA[2021-02-22T16:38:33+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/02/who-will-take-care-of-your-finances-if-youre-incapacitated/]]></loc>
		<lastmod><![CDATA[2021-02-08T14:15:10+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/01/nursing-facilities-what-is-and-what-is-not-paid-by-medicaid/]]></loc>
		<lastmod><![CDATA[2021-01-27T16:17:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/01/taking-the-first-steps-in-asset-preservation-planning/]]></loc>
		<lastmod><![CDATA[2021-01-25T18:28:00+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2021/01/what-you-need-to-know-about-inheritance-and-estate-taxes-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2021-01-14T18:58:16+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/12/asset-protection-planning-secures-your-legacy-from-creditors/]]></loc>
		<lastmod><![CDATA[2020-12-30T22:20:47+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/12/if-you-draft-a-trust-remember-that-life-is-unpredictable/]]></loc>
		<lastmod><![CDATA[2020-12-16T16:23:47+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/12/how-certain-trusts-can-help-you-preserve-your-eligibility-for-medicaid/]]></loc>
		<lastmod><![CDATA[2020-12-02T18:06:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/thank-you/]]></loc>
		<lastmod><![CDATA[2020-11-26T06:34:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/testimonials/]]></loc>
		<lastmod><![CDATA[2020-11-26T06:34:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/site-map/]]></loc>
		<lastmod><![CDATA[2020-11-26T06:33:58+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/certified-elder-law-attorney/]]></loc>
		<lastmod><![CDATA[2020-11-26T06:20:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/i-whatisacertifiednaelalogo.jpg]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/special-needs-disability-and-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[2020-11-26T06:18:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/elder-law-estate-planning/real-estate/]]></loc>
		<lastmod><![CDATA[2020-11-26T06:17:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/disclaimer/]]></loc>
		<lastmod><![CDATA[2020-11-26T06:10:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/senior-fee-free-consult-form/]]></loc>
		<lastmod><![CDATA[2020-11-26T04:53:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/formRequired-2.gif]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[http://video-transcripts.findlaw.com/wp-content/uploads/sites/1200471/2019/07/formRequired-2.gif]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[https://www.mchughandmacri.com/wp-content/uploads/sites/1200471/2019/07/formRequired-1.gif]]>			</image:loc>
		</image:image>
		<image:image>
			<image:loc>
				<![CDATA[http://video-transcripts.findlaw.com/includes/images/formDisclaimer.gif]]>			</image:loc>
		</image:image>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/11/how-new-jerseys-medicaid-recovery-system-affects-your-estate/]]></loc>
		<lastmod><![CDATA[2020-11-17T21:27:57+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/11/the-cost-of-aging-with-a-disability/]]></loc>
		<lastmod><![CDATA[2020-11-15T20:08:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/11/picking-a-guardian-for-your-adult-child-with-special-needs-heres-what-to-consider/]]></loc>
		<lastmod><![CDATA[2020-11-02T14:21:28+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/10/transfer-on-death-tod-registration-can-help-avoid-probate-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2020-10-19T15:08:47+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/10/what-is-the-cost-of-an-in-home-caregiver/]]></loc>
		<lastmod><![CDATA[2020-10-07T14:26:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/09/will-your-loved-ones-be-able-to-inherit-your-home/]]></loc>
		<lastmod><![CDATA[2020-09-22T00:19:53+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/09/waiting-to-plan-for-medicaid-is-a-risky-kind-of-procrastination/]]></loc>
		<lastmod><![CDATA[2020-09-21T20:32:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/09/how-important-is-a-health-care-proxy-and-what-does-it-do/]]></loc>
		<lastmod><![CDATA[2020-09-03T21:13:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/a-special-needs-trust-helps-protect-those-you-love-after-you-pass/]]></loc>
		<lastmod><![CDATA[2020-08-24T06:53:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/how-to-prevent-death-taxes-from-destroying-an-estate/]]></loc>
		<lastmod><![CDATA[2020-08-16T15:24:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/how-to-establish-adult-guardianship-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2020-08-15T18:05:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/estate-planning-more-than-just-a-will/]]></loc>
		<lastmod><![CDATA[2020-08-14T17:00:28+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/will-your-family-home-impact-medicaid-eligibility/]]></loc>
		<lastmod><![CDATA[2020-08-13T14:15:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/3-reasons-to-consider-guardianship-for-an-aging-parent/]]></loc>
		<lastmod><![CDATA[2020-08-12T15:58:59+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/5-questions-to-ask-when-selecting-a-trustee/]]></loc>
		<lastmod><![CDATA[2020-08-11T18:33:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/why-should-you-work-with-an-attorney-for-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2020-08-10T20:20:53+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/an-attorney-can-help-you-with-the-medicaid-application-process/]]></loc>
		<lastmod><![CDATA[2020-08-10T17:57:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/08/remember-to-include-long-term-care-in-the-estate-plan/]]></loc>
		<lastmod><![CDATA[2020-08-10T14:29:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/06/medicaid-eligibility-lookback-period-and-penalties/]]></loc>
		<lastmod><![CDATA[2020-06-22T19:14:26+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/05/guardianships-still-focus-on-giving-people-as-much-independence-as-possible/]]></loc>
		<lastmod><![CDATA[2020-05-29T19:10:16+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/05/estate-planning-when-your-elderly-father-has-dementia/]]></loc>
		<lastmod><![CDATA[2020-05-17T20:19:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/05/how-a-trust-can-help-you-protect-your-family-home-later-in-life/]]></loc>
		<lastmod><![CDATA[2020-05-08T17:40:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/04/know-these-requirements-for-medicaid-coverage/]]></loc>
		<lastmod><![CDATA[2020-04-23T11:07:32+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/04/can-medicaid-take-your-house-after-you-die-for-reimbursement/]]></loc>
		<lastmod><![CDATA[2020-04-21T21:06:26+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/04/how-much-do-you-need-to-put-aside-for-a-special-needs-child/]]></loc>
		<lastmod><![CDATA[2020-04-15T10:00:11+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/04/should-you-leave-your-home-to-your-children/]]></loc>
		<lastmod><![CDATA[2020-04-07T00:31:26+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/03/how-can-money-in-a-special-needs-trust-be-used/]]></loc>
		<lastmod><![CDATA[2020-03-31T02:41:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/03/choosing-the-right-trustee-for-your-special-needs-trust-and-child/]]></loc>
		<lastmod><![CDATA[2020-03-20T20:27:46+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/03/long-term-care-planning-3-tips-to-get-the-right-care/]]></loc>
		<lastmod><![CDATA[2020-03-10T18:15:59+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/03/new-law-means-estate-plans-must-be-reviewed-2/]]></loc>
		<lastmod><![CDATA[2020-03-03T03:18:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/03/new-law-means-estate-plans-must-be-reviewed/]]></loc>
		<lastmod><![CDATA[2020-03-03T03:03:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/02/will-your-loved-ones-get-stuck-paying-estate-tax-on-your-legacy/]]></loc>
		<lastmod><![CDATA[2020-02-28T22:22:30+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/02/take-the-plunge-get-your-final-affairs-in-order/]]></loc>
		<lastmod><![CDATA[2020-02-25T12:29:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/02/mistakes-to-avoid-when-naming-a-guardian-for-your-loved-one/]]></loc>
		<lastmod><![CDATA[2020-02-13T18:28:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/02/why-funding-a-trust-with-your-home-can-protect-it-as-you-age/]]></loc>
		<lastmod><![CDATA[2020-02-07T20:30:42+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/02/early-plans-for-long-term-care-can-protect-your-family-and-legacy/]]></loc>
		<lastmod><![CDATA[2020-02-06T18:26:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2020/02/what-all-new-jersey-families-should-learn-about-conservatorships/]]></loc>
		<lastmod><![CDATA[2020-02-04T23:39:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/12/qualifying-for-medicaid-means-finding-the-proper-allowance/]]></loc>
		<lastmod><![CDATA[2019-12-12T19:03:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/12/advance-directives-for-hospice-care/]]></loc>
		<lastmod><![CDATA[2019-12-01T15:48:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/11/signs-a-child-may-need-long-term-support/]]></loc>
		<lastmod><![CDATA[2019-11-29T15:52:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/11/finding-the-right-guardian-for-children-with-severe-autism/]]></loc>
		<lastmod><![CDATA[2019-11-04T21:24:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/11/avoid-guardianship-hell-with-advance-planning-now/]]></loc>
		<lastmod><![CDATA[2019-11-04T13:30:02+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/02/what-to-do-after-your-medicaid-application-is-denied/]]></loc>
		<lastmod><![CDATA[2019-11-03T20:41:36+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/10/advance-directive-protecting-your-wishes-for-medical-care/]]></loc>
		<lastmod><![CDATA[2019-10-25T20:45:05+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/10/trusts-and-able-accounts-providing-for-your-special-needs-child/]]></loc>
		<lastmod><![CDATA[2019-10-25T18:46:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/10/how-to-maximize-your-social-security-benefits/]]></loc>
		<lastmod><![CDATA[2019-10-21T15:11:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/10/what-type-of-trust-is-right-for-me/]]></loc>
		<lastmod><![CDATA[2019-10-21T15:04:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/10/finding-the-right-nursing-home-is-important/]]></loc>
		<lastmod><![CDATA[2019-10-14T16:13:39+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/10/tips-for-finding-an-experienced-estate-planner/]]></loc>
		<lastmod><![CDATA[2019-10-02T17:33:32+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/09/3-ways-medicaid-helps-seniors-pay-for-health-care-costs/]]></loc>
		<lastmod><![CDATA[2019-09-30T16:48:47+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/09/why-asset-preservation-is-so-important-the-basics/]]></loc>
		<lastmod><![CDATA[2019-09-24T15:47:28+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/09/will-medicare-cover-any-nursing-home-costs/]]></loc>
		<lastmod><![CDATA[2019-09-20T20:11:42+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/02/the-difference-between-a-living-will-and-power-of-attorney/]]></loc>
		<lastmod><![CDATA[2019-08-30T03:07:58+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/03/what-factors-should-i-consider-when-choosing-an-executor/]]></loc>
		<lastmod><![CDATA[2019-08-30T03:07:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/04/why-an-attorney-should-help-you-complete-a-medicaid-application/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:13:07+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/05/too-many-assets-for-medicaid-set-up-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:13:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/06/what-level-of-care-do-you-receive-in-a-new-jersey-nursing-home/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:13:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/07/how-you-can-protect-vulnerable-loved-ones-through-an-estate-plan/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:59+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/07/protect-your-assets-when-entering-long-term-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/07/what-are-some-options-for-paying-for-long-term-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/07/what-types-of-guardianship-of-the-person-are-there-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/08/can-in-home-health-care-be-made-affordable/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/08/medicaid-may-not-cover-all-costs/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:46+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/08/seeking-help-when-guardianship-is-the-only-option/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/08/what-are-some-benefits-of-special-needs-trusts/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/08/what-language-should-be-included-in-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/08/what-should-you-know-about-financial-power-of-attorney/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/09/consider-your-options-for-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/09/elder-law-understanding-your-duties-as-successor-trustee/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/09/families-in-new-jersey-have-options-when-it-comes-to-guardianship/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:26+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/09/is-it-time-to-discuss-powers-of-attorney-with-your-parents/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:23+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/09/medicaid-planning-can-be-a-complex-affair/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:21+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/10/3-tips-to-protect-your-parents-assets-in-a-nursing-home/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/10/how-an-attorney-can-help-with-a-medicaid-application/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:16+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/10/new-jersey-law-on-home-care-facilities-could-affect-elderly/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:13+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/10/planning-for-care-of-your-disabled-child-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:11+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/10/what-should-one-know-before-pursuing-a-guardianship/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/11/3-reasons-to-talk-to-an-attorney-about-a-medicaid-application/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/11/could-new-jersey-residents-benefit-from-changes-to-medicaid/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/11/it-is-sometimes-necessary-to-appoint-a-guardian-to-a-child/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:12:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/11/medicaid-planning-can-help-many-afford-nursing-home-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:58+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/11/understanding-the-medicaid-look-back-period-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/11/what-are-some-ways-to-fund-a-long-term-care-plan/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:53+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/11/what-is-the-caretaker-child-exemption-in-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/12/can-i-give-assets-to-my-children-now-so-i-qualify-for-medicaid/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/12/long-term-care-planning-can-address-alzheimers-and-dementia/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/12/programs-are-available-to-help-with-elder-care-costs/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/12/spouses-may-be-protected-when-their-partner-applies-for-medicaid/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2017/12/what-nursing-facility-care-must-a-person-in-new-jersey-pay-for/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:36+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/01/as-lifespans-increase-so-does-the-need-for-long-term-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/01/changes-to-medicaid-requirements-may-affect-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/01/more-people-in-new-jersey-nationwide-becoming-elder-orphans/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:28+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/01/seeking-help-when-guardianship-is-the-only-option-1/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:26+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/01/two-issues-facing-you-in-the-sandwich-generation/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/02/can-i-do-estate-planning-when-i-have-dementia/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:21+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/02/contemplating-elder-law-issues-during-ones-lifetime/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:18+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/02/how-can-a-special-needs-trust-help-disabled-children-as-they-age/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:15+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/02/long-term-care-planning-and-the-sandwich-generation/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/02/using-estate-planning-for-asset-protection/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:10+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/03/a-will-may-not-be-enough-to-ensure-your-heirs-get-your-assets/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:07+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/03/an-irrevocable-trust-may-be-part-of-medicaid-planning-for-some/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/03/dont-count-out-long-term-care-insurance-for-care-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:02+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/03/we-assist-new-jersey-residents-with-their-power-of-attorney/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:11:00+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/03/what-are-the-duties-of-a-court-appointed-guardian/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:58+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/03/what-options-are-there-for-long-term-care-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:55+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/04/a-power-of-attorney-may-be-preferable-to-a-court-ordered-guardian/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:52+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/04/how-can-one-make-long-term-care-insurance-more-affordable/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:49+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/04/make-estate-planning-and-care-planning-a-priority/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:46+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/04/qualified-income-trusts-can-be-part-of-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/04/what-to-do-and-not-do-in-a-medicaid-spend-down/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/05/boomers-should-address-elder-law-issues-in-a-proactive-manner/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:37+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/05/elder-law-and-estate-planning-what-is-power-of-attorney/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/05/how-your-will-and-your-trust-work-together/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/05/what-counts-as-income-for-medicaid-purposes-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/05/why-to-consider-executing-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:26+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/06/protecting-assets-through-a-special-needs-trust/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:23+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/06/transferring-a-home-to-ones-child-as-part-of-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/06/we-assist-those-in-new-jersey-appealing-a-denial-of-medicaid/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:17+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/06/what-documents-should-one-execute-when-elder-care-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:14+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/06/what-to-include-in-a-living-will/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:11+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/06/when-does-the-court-appoint-a-guardian/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:09+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/07/helping-your-parents-emotionally-prepare-for-estate-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/07/we-assist-with-guardianship-and-power-of-attorney-matters/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/07/what-are-the-responsibilities-of-a-court-appointed-guardian/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:10:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/07/what-to-consider-when-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:58+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/07/what-types-of-advance-directives-are-recognized-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/08/3-myths-about-social-security/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/08/elder-law-planning-is-important-when-it-comes-to-end-of-life-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:50+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/08/exploring-the-different-types-of-special-needs-trusts/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/08/how-do-able-accounts-differ-from-special-needs-trusts/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:45+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/08/planning-for-new-jersey-long-term-services-and-supports/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:43+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/08/what-should-be-included-in-a-new-jersey-nursing-home-contract/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/09/a-personal-care-agreement-can-benefit-new-jersey-families/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:37+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/09/are-women-prepared-for-the-costs-of-long-term-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/09/asset-protection-may-be-possible-for-new-jersey-residents/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/09/medicaid-planning-protecting-the-house-and-medicaid-eligibility/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/09/where-to-turn-when-guardianship-is-a-last-resort/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:26+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/10/3-things-to-do-before-you-apply-for-medicaid/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:24+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/10/medicaid-in-new-jersey-now-covers-end-of-life-care-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/10/medicaid-planning-and-the-qualified-income-trust/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:20+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/10/new-jersey-residents-have-options-for-paying-for-long-term-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:18+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/10/new-jersey-residents-may-benefit-from-executing-a-trust/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:16+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/10/what-standard-should-new-jersey-guardians-use-to-make-decisions/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:14+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/11/4-assets-to-include-in-your-will/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/11/a-special-needs-trust-can-help-those-who-need-government-benefits/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:10+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/11/long-term-care-planning-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:07+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/11/what-kinds-of-advance-directives-are-recognized-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:05+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/11/when-can-certain-annuities-be-used-in-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:03+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/12/choosing-the-least-restrictive-alternative-in-guardianship/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:09:01+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/12/how-can-one-protect-assets-from-the-five-year-lookback-period/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:59+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/12/new-jersey-caregivers-to-get-more-support-from-state/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:57+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/12/the-basics-of-medicaid-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:55+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2018/12/things-a-will-cannot-do/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:53+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/01/long-term-care-planning-can-include-self-directed-at-home-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:51+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/01/new-jersey-attorneys-stand-by-your-side-in-a-medicaid-appeal/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:49+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/01/points-to-consider-when-making-guardianship-decisions/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:47+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/01/remember-your-dog-in-your-estate-plan/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:44+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/01/special-needs-trusts-can-be-an-important-part-of-an-estate-plan/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:42+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/01/what-elder-law-documents-should-one-have-besides-a-will/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:40+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/02/did-your-loved-one-have-legal-capacity-to-execute-a-care-plan/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:38+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/02/dont-wait-until-its-too-late-to-address-elder-law-issues/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:36+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/02/guardianship-of-an-estate-is-not-necessary-in-every-situation/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:34+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/02/how-can-new-jersey-residents-plan-for-end-of-life-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:31+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/02/planning-to-preserve-a-homes-value/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:29+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/03/how-can-a-qualified-income-trust-be-used-in-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:27+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/03/how-can-medicaid-planning-address-estate-recovery/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:25+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/03/long-term-care-needs-should-not-deplete-your-hard-earned-assets/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:23+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/03/misunderstanding-the-medicaid-program-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:22+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/03/pew-research-conducts-poll-on-paying-for-long-term-care/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:19+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/04/adult-children-can-provide-care-to-aging-parents-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:17+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/04/how-can-you-protect-your-special-needs-child-in-your-estate-plan/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:15+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/04/medicaid-planning-and-the-five-year-look-back-period/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:12+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/04/the-difference-between-guardianships-and-conservatorships/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:10+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/04/tips-for-executing-a-nursing-home-contract-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/05/an-overview-of-medicaid-expansion-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:06+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/05/can-my-estate-be-subject-to-medicaid-recovery-in-new-jersey/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:04+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/05/help-is-available-when-guardianship-is-the-only-option/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:02+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/05/nursing-homes-may-not-be-an-option-for-many-by-2029-study-says/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:08:00+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/05/the-basics-of-elder-care-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:58+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/05/why-are-special-needs-trusts-important-for-disabled-loved-ones/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:56+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/06/dont-panic-when-a-sudden-medical-crisis-leads-to-a-disability/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:54+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/06/how-common-is-the-need-for-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:52+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/06/the-costs-of-long-term-care-can-be-expensive/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:50+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/06/what-duties-are-there-regarding-guardianship-of-the-estate/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:48+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/06/what-your-estate-plan-needs-other-than-a-will/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:46+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/07/can-giving-a-gift-affect-medicaid-planning/]]></loc>
		<lastmod><![CDATA[2019-07-05T20:07:42+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/2019/06/46052/]]></loc>
		<lastmod><![CDATA[2019-06-06T15:59:08+00:00]]></lastmod>
		<changefreq><![CDATA[weekly]]></changefreq>
		<priority><![CDATA[0.7]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/tax-planning/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/special-needs/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/special-needs-disability-and-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/medicaid-planning-and-asset-protection/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/nursing-homes/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/estate-planning/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/guardianships-and-conservatorships/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/elder-law/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/disability-and-long-term-care-planning/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/care-planning/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/blog/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
	<url>
		<loc><![CDATA[https://www.mchughandmacri.com/blog/category/firm-news/]]></loc>
		<lastmod><![CDATA[1970-01-01T00:00:00+00:00]]></lastmod>
		<changefreq><![CDATA[monthly]]></changefreq>
		<priority><![CDATA[0.3]]></priority>
	</url>
</urlset>
