When it comes to end of life issues, there are many thoughts that may be swirling in a person's head. Of course, people in New Jersey who are contemplating their eventual death can find the process to be upsetting in a variety of ways. However, one thing that can put a person's mind at ease is taking care of their legal needs with regards to their end of life issues while they are still able to do so.
As people in New Jersey reach their elder years, living alone becomes more difficult. People who were once able to live independently now may find that they need assistance taking care of themselves and their homes. Some people may even need in-home health care. It can be a blow to one's ego to find that they need help with basic activities, but it is something that a person should anticipate might happen to them some day.
The Alzheimer's Association reports that of adults above age 65, one in nine have Alzheimer's. This may be a startling statistic to some in New Jersey, but it brings to the forefront the fact that many people in America will have a loved one develop Alzheimer's at some point in their lives. In addition, many elderly people suffer from dementia, which can affect their memory, personality and ability to reason.
Since 2004, New Jersey home care service agencies that did not provide medical care have been governed by state laws and regulations. However, legislation passed in 2014 broadened the requirements of these facilities, stating they need to be accredited and could be audited by certified public accountants. These requirements may increase how much people must pay for home care for the elderly.
Most people in East Hanover enter their retirement years expecting to finally have time to engage in a favorite hobby, travel the world or spend more time with family. However, age will eventually catch up with everyone, and a person may reach a point in their lives where they are no longer physically or mentally able to take care of their daily needs. When this happens, they may need long-term care. However, many long-term care options are quite costly.
Some people in East Hanover may think it is inevitable that, should they reach an age where they can no longer care for themselves, they will eventually go to a nursing home. However, they may be surprised to hear that most people who reach an age where they can no longer care for themselves remain at home and obtain the care they need through in-home health care. Therefore, it is important to plan financially for the potential need for long-term care.
Having an injury or illness sideline life plans as we age is never an expected or welcome event. This type of situation can completely upend usual living arrangements, suddenly thrusting one into the possibility of having to enter a long-term care facility. Unfortunately, the cost of living in such a facility can be astronomical. This very real sticker shock can send those in such situations into panic as visions of losing their estates run through their heads.