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New Jersey insurance company expands Medicare Advantage coverage

NAELA National Academy of Elder Law Attorneys, Inc. MEMBER

Residents of several New Jersey counties are taking note of AmeriHealth's recent expansion of their Medicare Advantage program. The Medicare Advantage health insurance program provides access to several health care services for individuals who are age 65 or older.

Individuals whose Medicare planning leads them to sign up for the AmeriHealth 65 Preferred HMO plan will have access to a large network of medical professionals, including 3,000 doctors specializing in primary care and around 100 hospitals. Other Medicare Advantage plan benefits include access to 50,000 physicians providing specialty care as well as additional services like plans that cover prescription drugs, dental and vision services.

Although AmeriHealth's Medicare Advantage insurance premiums will vary based on the county an individual lives in, a company representative indicated that in nine of the seventeen counties that they serve, AmeriHealth has the best price available in the market. In addition to providing additional healthcare options to New Jersey seniors in the newly added counties, current AmeriHealth Medicare Advantage customers living in the five counties that the company initially served will see a reduction in their insurance premiums.

Individuals who are involved in planning for the numerous medical and financial issues that may arise as they enter their senior years may need professional assistance to help them make the best decisions for their unique circumstances. Attorneys working in the area of elder law may be able to help their clients to examine their opportunities and obstacles and develop a plan of action that protects their interests.

Source: NJBIZ, "Expanded AmeriHealth Medicare Advantage now covers 17 N.J. counties", Beth Fitzgerald, October 10, 2013

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