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McHugh & Macri
Certified Elder Law Attorneys Serving New Jersey Residents since 1978.
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Unpreparedness surrounds the issue of long-term care

NAELA National Academy of Elder Law Attorneys, Inc. MEMBER

Aging is a simple fact of life. However, a recent study suggests that most Americans simply aren't prepared for the realities of the years ahead. Many New Jersey residents know that they may need to be placed in long-term care, but either don't want to think about it or don't understand the kind of planning that is often required to live the "golden years" in comfort.

According to researchers from the AP-NORC Center for Public Affairs, only one-third of people over the age of 40 have done any sort of no long-term care planning. This is despite the fact that many of the same people have provided care to aging loved ones, so they have insight into what their own needs might be in the future.

When a person suddenly needs long-term care with no plan in place, not only will their loved ones be uncertain what to do, but there also may not have adequate funds set aside to provide adequate care. This is particularly concerning, considering that Medicare doesn't pay for many types of long-term care. As such, family members may be left to make critical decisions on their own.

Even though a large share of people would rather not think about what comes along with aging (which was also gleaned from the aforementioned study), the time may come when nursing home or in-home care is necessary. By taking time to speak with a trustworthy attorney and develop a plan, a person can have the peace of mind that arrangements are made for the future. This way, their loved ones won't be left with a tremendous -- and stressful -- burden.

Source: New Jersey Herald, "Long-term care in aging US: Not for me, poll says," Lauran Neergaard and Jenniefer Agiesta, April 24, 2013

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